Capital Restructuring is a practice adopted by corporations in reaction to changed business conditions, as a means to fund growth strategies, to jump start themselves out of a downward spiral or to attract potential investors/ buyers. This can be accomplished via various combinations of equity and debt restructuring.

The liquidity crunch has given rise to the enhanced need for organizations to reallocate assets to improve their availability. Our Corporate Finance team conducts a thorough and rigorous research and analysis process, then advises the client on the trade of assets and capital restructuring in order to improve their monetary position enabling them to reap greater returns.

Wealth Management

Our Global Wealth Management model is centered on that of an External Asset Manager. Our business model gives us the independence to advise on multiple custodian banks in comparison to being constrained by a single set of in house solutions.

Kings Financial capital endeavors to provide the highest standard of personalized relationship management. Our advisor take the time to listen to clients and understand their requirements in detail on an individual basis so as to ascertain the right choice and mix of investment banking options. We take great pride in working side by side with our clients to understand their financial dreams and turn them into a reality.

Our model includes but is not limited to legacy planning, advisory services targeted towards individuals and corporations with investment portfolios and real estate/ business assets, managing the client’s private banking relationships with multiple custodian banks, negotiating cost effective fees across all private banking relationships, coordinating with the investment and corporate banking teams to facilitate the client’s business needs and producing consolidated investment statements thus providing clients with a holistic view of all of their private banking relationships.

Wealth Management Products

Kings Financial Capital core strategy revolves around a bespoke tailoring approach. Our teams conduct extensive research and analysis in order to identify customer segments with a particular need and then develop products and services to cater to that particular niche. We carefully craft each bespoke investment product to meet the risk/ reward appetite of every client on an individual basis.

INVESTMENT BANKING

Kings Financial Capital mission and vision is to utilize unrivalled resources and innovation to advocate the creation, preservation and diversification of wealth for a limited and select group of member clients.

Kings Financial Capital provides a complete range of premium private investment banking services utilizing Wall Street and entrepreneurial expertise on an as-and-when needed basis. Each member client has unlimited access to some of the most experienced and creative minds in the industries we serve. Each of our professionals culturally embraces the role of advocate on behalf of our member clients and has proven repeatedly that there is a difference in the quality of investment bankers and the results they can deliver. Membership has its benefits, and in this case, it’s optimizing the wealth of our member clients.

Many investment banking firms offer professionals whose perspective on any engagement is limited to their background and experience primarily as bankers – a financial perspective singularly focused on a specific transaction.

Joint ventures marry money to knowledge and opportunity and clearly define what both parties will receive at the
outcome of the project. In a typical joint venture, the lender will receive a percentage of ownership in the project on top of collecting the interest rate on the loan.

The joint venture’s entrepreneur will also receive a percentage of ownership in the project and often receives compensation for his or her time for the role they play (general contractor, etc.). Traditionally, the investor is paid back in full, plus interest, before the entrepreneur receives any monetary compensation.

Stable financing, efficient execution, expert solutions .

Our broad range of lending products in the areas of corporate lending and investment banking, combined with access to strong capital base; allows us to execute financing that supports your business objectives. Our deal professionals’ industry expertise and attention to your goals during every step of the loan process allows us to offer solutions that help you achieve success.

Corporate Finance / Capital Structure Optimization

The proper capitalization of a company – created through newly-sourced and redeployed capital – can allow for equity risk diversification, improved cash flow and accelerated growth, if desired. A properly designed capital structure will eliminate or lessen personal guarantees and associated risks; improve cash flow through the elimination of high-cost debt, excessive debt-service requirements and/or onerous prepayment penalties; provide capital for and lessen restrictions on capital expenditures and growth; lessen or remove financial and operating covenants and restrictions; and finally, reduce the number of capital providers with a “say” in corporate matters.

Structured Finance

The Structured Finance team at Kings Financial Capital works seamlessly with our Finance sources in Banking and Global Wealth Management Divisions to assist clients in raising loan facility  through unconventional means and to create low risk investment products for our investors. Given the current credit dilemma, where risk aversion and non-direct exposure on projects or corporations is prevalent, our team incessantly devises new innovative solutions to mitigate and/ or spread a project’s risk across various financial institutions.

Our Structured Finance experts work with acclaimed banking institutions,  Global development funds, export credit agencies, insurance companies and governmental institutions to issue financial risk instruments/ contracts and assist in raising low cost capital for our clients while also accounting for the risk appetite of our investors.

Our Structured Finance core competence is the ability to access debt capital markets to generate liquidity via credit enhancement and to customize financial structures based on the parameters identified by our client .

Loan syndications and loan participations continue to grow in commercial finance as lenders seek to expand beyond their traditional sources of revenue, enter new or developing markets and industries, maintain acceptable levels of diversification of its investments, and share development risks and credit risks with respect to particular or complex projects, borrowers or industries. Loan syndications and participations also permit lenders to reduce capital weight and provide financial accommodations to valuable clients whose credit needs exceed a lender’s credit exposure limits. These arrangements allow lenders to engage in transactions which might otherwise be prohibited by their lending policies and guidelines. In addition, these arrangements permit lenders to access expertise, business relationships and deal-flow of the arranging lender without having to invest large amounts for marketing costs and administrative capabilities. Although there are benefits to these lending relationship, lenders within a syndicate group give up the day-to-day routine decision making to the lead lender and the flexibility to make decisions independently and take unilateral actions with respect to the loan in favor of group decision making based upon agreed levels of consent. However, the relationship between syndicate lenders and the borrower and participant lenders and the borrower are usually very different.Mainly targeted high scale corporate clients Semi Goverment project.Syndication Loan capicty volume from USD (1,000,000,000 to 20,000,000,000).

A syndicated loan is a loan made respectively by two or more lenders contracting directly with a borrower under the same credit agreement with the lenders dividing the responsibility to lend the full amount of the loan. Each lender has a direct legal relationship with the borrower and receives its own promissory note from the borrower. Typically, one or more lenders will also take on the separate role as arranger of the loan and as agent for the credit facility and will assume responsibility of administering the loans for all lenders, including collecting loan payments and fees made under the notes and distributing to each syndicate lender its respective share. The arranger and agent are able to increase its profitability by receiving additional fees and compensation for such services. A syndicated loan differs from loan participation in that the lenders in syndication participate jointly in the origination and the lending process.

A loan participation involves a sharing or selling of ownership interests in a loan between two or more financial institutions. Normally, but not always, a lead bank originates the loan, closes the loan and then sells ownership interests to one or more participating banks. The lead bank retains a partial interest in the loan, holds all loan documentation in its name, holds all original documentation, services the loan and deals directly with the borrower for the benefit of all participants. Participations can either be made on a pari passu basis with equal risk sharing for all loan participants, or on a senior/subordinated basis, where the senior lender is paid first and the subordinate loan participation is paid only if there is sufficient funds left over to make the payments. Such senior/subordinated loan participations can be structured either on a LIFO (Last In First Out) or FIFO (First In First Out) basis. The participation agreement will also include the terms of the arrangement to include profit sharing among the lenders, loan fee sharing, standard of care the lead lender or administrator owes to the participants, and the responsibilities of the participants. In many cases, the borrower may not even know that the loan has been participated out to other lenders.

With participations, the contractual relationship runs from the borrower to the lead bank and from the lead bank to the participants, whereas with syndications, the financing is provided by each member of the syndicate to the borrower pursuant to a common negotiated agreement with each member of syndicate having a direct contractual relationship with the borrower. Some other key provisions to negotiate in syndicated loans and participation agreements include assignments, enforcement actions, amendments and workouts, waiver rights, decision-making, information and notice rights, liability and standard of care on agent or participating lender, default and payment priorities, co-lender and participant defaults provisions, each of which can have a significant impact on the co-lender and participants.

As the attractiveness of loan syndications and loan participations continue to increase, lenders and their counsel must be familiar with the legal issues surrounding such transactions. Specific attention must be given to the various key terms described above and the negotiation of such terms to the benefit and best interests of your client.

Federal Deposit Insurance Corporation, Risk Sharing Asset Management Guidance .